Property Taxes

Notice - Update to Fees and Charges By-Law

_{The Fees and Charges By-law (By-law 2023-109) was updated in late 2023. As a result, as of January 1, 2024, the following fees have been updated:}

_{Description New Fee +HST Where Applicable}

_{Returned Payments – NSF/Frozen or Closed Accounts/Stop Payments $50}

_{Re-Print of Payment Receipt $15}

_{Statement of Account $15}

_{Arrears Notice Fee $15}

_{As per the Fees and Charges By-law, in addition to the above changes, the following new fees and charges will be applied to related transactions as of}_{January 1, 2024:}

_{Description New Fee +HST Where Applicable}

_{Tax Certificate – Urgent Request (1 day turnaround) $125}

_{Refund of Overpayments – Fee when requested to refund credit balance on property tax account. $25}

_{Transfer of Credit Balances – Fee when requested transfer credit from one property tax account to another. $25}

_{A complete list of property tax related fees and charges can be found in By-law 2023-109.}

Receiving Your Bill

Property taxes are due twice per year.
The first bill, the interim bill, is due in March and represents 50% of the previous years' levied taxes.
The final tax bill is due in August each year.
Your tax bill is your official receipt for income tax purposes.
If you have not received a bill or would like additional information please contact the Property Tax department.
Tax Department at 705-765-3156 or email the property tax department.

2023 Property Tax Due Dates

March 31, 2023
August 31, 2023

More billings may occur throughout the year based on supplemental and/or omitted assessment values provided by the Municipal Property Assessment Corporation (MPAC). The 2023 rates will be available once approved by Council.

Payment Options

The Township of Muskoka Lakes continues to offer various other methods of payment.

Online

Payments made using Visa or Mastercard can now be made through our Online Service Portal where you can register your tax account. You will be able to access your property tax account transactions, assessments and pay by Visa or Mastercard credit card or Visa or Mastercard debit cards.

Please note that a 2.5% service charge will be applied to credit card payments.

Pay Taxes Now

Cash, Cheque or Interac

Cash, Cheques and Interac payments are accepted at the Treasury Office. Tax payments by cheque can continue to be dropped off at the office via the secure drop off box - 24/7.
Cheques can also be remitted by mail.
For non-business hours we have a secure drop box located at our front door where you can deposit if paying by cheque.
Pay by phone through your financial institution or online via your banks website. If you have more than one property in the Township of Muskoka Lakes, you will need to set up each roll number as a separate account number. Enter all 19 digits excluding the spaces and decimal.
The following is a list of some of the financial institutions and the associated payee name when setting up to pay your property taxes either by internet banking or telephone banking.

Internet and Telephone Banking

Internet and Telephone Banking
Financial Institution	Payee Name
Royal Bank of Canada	Muskoka Lakes Township – Tax
TD Canada Trust	Muskoka Lakes Tax
Scotia Bank	Muskoka Lakes Township – Tax
Bank of Montreal	Muskoka Lakes Township – Tax
CIBC	Muskoka Lakes Township Tax

Property Tax Online Services

The Township of Muskoka Lakes offers quick and easy online payment option for property taxes.

By registering your property tax account, you can view your account transactions, tax bill summary's and assessments. As well, you can now pay your property taxes by credit card. Please note that service charges apply to credit card payments.

Visit Property Tax Portal

Pay Property Taxes

Frequently Asked Questions

Penalty for Late Payment

Penalty is charged on the first day of each calendar month on any tax balance unpaid as set out in the Municipal Act. The penalty rate is 1.25% per month.
Failure to receive a tax bill does not excuse a taxpayer of the responsibility for payment of taxes when due or relief from late payment charges.
The Treasurer and/or other staff have no authority to waive or alter a penalty for any reason.

Didn't get your bill?

If you have not received a copy of your bill, please contact us at 705-765-3156. Failure to receive a tax bill does not excuse a taxpayer of the responsibility for payment of taxes when due or relief from late payment charges. Penalty and interest incurred due to late or non-payment because you did not receive your property tax bill cannot be waived.

Here are some tips to remember when expecting to receive your property tax bill:

Tax bills are issued 2 times/year (unless otherwise stated); please contact the Municipal Office if you have not received your tax bill
Property owners are encouraged to use the Property Tax Portal to check tax balances and verify payment transactions to ensure payment is received by the due date
If your tax bill is returned by Canada Post as "undeliverable", Financial Services staff will review each bill returned and attempt to locate a mailing address or update the property ownership information whenever possible to facilitate future delivery

Pre-Authorized Payment Form

Pre-authorized payment plan is available for automatic withdrawal from your bank account in either 2 installments (on the tax bill due dates) or in 11 monthly installments. Sign up for pre-authorized payments by completing the pre-authorized payment form.

Address Change Form

Please advise the tax department of any changes to your mailing address. Notification is required to be in writing and can be provided by completing the address change form.

Property owners can change their mailing addresses online at mpac.ca under "Making Changes and Updates" menu.

Property Assessments

Property assessment information is available through the M unicipal Property Assessment Corporation (MPAC). You can view their website, contact them by phone at 1-866-296-6722. The Muskoka-Parry Sound Assessment Office is located at:

2-1100A Muskoka Road South,

Gravenhurst, ON P1P 1K9

How Your Property Tax is Calculated

The lower tier municipalities, such as the Township of Muskoka Lakes, collect all property taxes due from each property owner. This includes those taxes payable for the District of Muskoka and for the four school authorities serving our residents. The Township retains only a small portion of the total property taxes paid by the property owner for the provision of Township services.

Please watch the video below for more information.

Tax Certificates

Tax Certificates are issued by the Treasurer itemizing all monies owing

Requests are $65.00 per roll number
Please include the roll number, legal description, and current owner(s) name
Processed within 5 business days upon receipt of payment
Completed certificates will be emailed if an email address is provided; original will also be mailed

Payment options include:

Cheque made payable to the Township of Muskoka Lakes
Wire transfer - email tax department for banking details
EFT (not e-transfer) - email tax department for banking details
Credit card payments are not accepted

If paying by wire transfer or EFT, please email the request to the property tax department

Property Tax Sales

The Township of Muskoka Lakes will occasionally list properties and descriptions that are available to purchase, based on property taxes being unpaid.

View current tax sales and previous results.